Personal insuranceCritical IllnessSupport in time of need. Critical illness insurance pays a "living benefit" to policy holders who have had a major illness such as cancer, heart attack and other life threatening illnesses to offset lost income and pay additional expenses. Major illnesses that are insured are many and include: Alzheimer's Disease, Cancer, Coronary Artery Bypass Surgery, Deafness, Heart Attack, Kidney Failure, Multiple Sclerosis, Paralysis, Occupational HIV infections, Parkinson's Disease, and Stroke. In the unlikely event that “none of these illnesses” affect you, your premium will be returned fully to you. There are many kinds of critical insurance available, many with specialized coverage. Not all policies are the same, so it is important to determine which |
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